Start with the area. Narrow by ZIP. Confirm the rules for the exact property.
Find your area.
Search a ZIP or city, then select a shaded area.
9 area guides. ZIP coverage is a starting list, not exhaustive.
Colors apply to shaded portions, not whole ZIPs. Green still has operating requirements.
About the map boundaries
ZIP outlines use Census ZCTAs, approximations of postal ZIP areas. Shading follows reviewed jurisdiction and residential zoning boundaries inside each ZIP. Gray means the zoning classification is not mapped, including Clearwater, Dunedin and Disney-area portions pending geometry review.
No reviewed area matches. This does not mean the ZIP permits STRs. Try a nearby city name or reset the filters.
Explore the area guides.
Open a guide for requirements and the next step for your property.
Lower zoning barriers
Largo city limits
ZIP starting points: 33770, 33771, 33773, 33774, 33778
Broad residential permission; operating rules still apply.
Requirements & official source
Largo’s published guidance permits short-term vacation rentals in land-use designations allowing residential uses. Inspections, occupancy, parking, noise and a responsible local contact still matter. A Largo mailing address does not establish city jurisdiction.
Next step: Confirm city limits, inspections and private deed or association restrictions.
ZIP starting points: 33774, 33776, 33777, 33778, 33781, 33709
County registration and safety checks.
Requirements & official source
Ordinance 25-15 requires a Certificate of Use and safety inspections for covered vacation rentals outside city limits. Check the parcel’s jurisdiction and allowed use; nearby city rules may be very different. ZIPs shown are search starting points, not the full county coverage.
Next step: Verify that the parcel is unincorporated, then check the Certificate of Use requirements.
The city requires vacation-rental registration, supporting licenses, parking and floor plans, and safety inspections. Its current page lists a $600 annual registration fee per unit from October 1, 2026, plus other applicable charges. This is not restriction-free.
Next step: Confirm registration eligibility and occupancy/parking limits for the property. Indian Shores shares 33785 and has separate rules.
Daily and weekly rentals restricted in residential zoning.
Requirements & official source
Clearwater’s handbook prohibits residentially zoned rentals shorter than 31 days or one calendar month, whichever is less, including advertising them that way. Tourist/commercial zoning and approved uses need a separate check; the beach ZIP is not automatically exempt.
Next step: Avoid underwriting a regular nightly-rental business until Planning confirms the parcel’s permitted use.
The city’s October 2023 handout limits residential short stays to three in a consecutive 365-day period. More frequent stays require qualifying hotel/motel operation or an approved Resort Facilities Overlay. St. Pete Beach is a different municipality.
Next step: Ask Planning to confirm any claimed exception before relying on nightly rental income.
Most residential districts do not allow vacation rentals.
Requirements & official source
The city’s published zoning-use table marks single-family and multifamily residential districts as not allowing STRs. Selected tourist, downtown and form-based districts have exceptions and conditions. The table is dated June 2021; verify the current parcel determination with Planning.
Next step: Check the exact zoning and future land use; do not treat all of 34698 as prohibited or approved.
Osceola instructs applicants to verify zoning and its short-term rental overlay before obtaining the DBPR license and Local Business Tax Receipt. A Kissimmee or resort mailing address is not permission for an individual home.
Next step: Check the county overlay and ask Zoning to confirm the address; review community documents too.
The City of Kissimmee provides its own zoning map and planner review. County resort-area guidance does not establish permission inside city limits. The city zoning map includes a Short Term Rental Planned Unit Development designation.
Next step: Use the city’s address lookup and confirm the allowed rental use with a city planner.
Polk land-use and zoning records are available, but a current rule supporting a ZIP-wide STR classification has not been verified here. City, county and planned-development boundaries must be resolved first.
Next step: Request written zoning confirmation for the parcel and check HOA restrictions.
Confirm city limits, zoning and the approved use for the parcel.
Check the recorded deed, HOA and condo rental rules.
Confirm licensing, taxes, registration, inspections and occupancy requirements.
Colors are our screening interpretation of the linked official guidance, checked November 11, 2026. They are not parcel-level legal determinations. Sources have different publication dates, and approved exceptions can matter.